Ray argues that the highest‑yielding investment for a 25‑year‑old is personal development. Whether through a micro‑business, education, or mentorship, spending a modest amount on self‑improvement outperforms most market bets. He encourages listening to podcasts, reading, and practical experimentation.
View full episode →“Barista salaries now range between ₹21k‑₹28k per month, reflecting rising skill expectations.”
“Hot kitchens increase operational complexity and make consistency harder to maintain.”
“Central kitchens enable scalable food prep without the overhead of full‑service kitchens.”