“Level one is chat AI… Level two is tool‑using AI… Level three is autonomous agents… The user gives it a goal and parameters, and the agent does the work, checks it, and submits a finished product.” — Howard Marx
Describing AI capability levels
“The distinction between level two and level three might sound subtle. It isn't. It's the difference that determines whether AI is a productivity tool or a labor substitute.” — Howard Marx
Impact of prompt quality on autonomy